View your Open Enrollment Instructions!

Employer ID: CTWD0188

User Name: First 6 letters of last name and last 4 digits of SSN

Password: Last 4 digits of your SSN


Translate this page

You can participate in the benefit programs if you are an eligible, active, full-time employee who is scheduled to work at least 30 hours per week.

If you are a new employee, you and your eligible dependents may participate in all benefits the first of the month following your full-time date of hire.

Each of your benefit plans may have slightly different definitions of who is considered a dependent.  We recommend reviewing the official plan documents or contacting Gallagher Benefits to determine dependent eligibility.